Retirement age needed for renewal

dgma6e47 | 04 May, 2019 07:27

I do not agree that the retirement age has anything to do with demographic trends. The prosperity and progress of a country depend on the wisdom of the government (Civil service needs to lead mindset change about retirement age, by Seah Yam Meng, April 25). 바카라사이트

Professor Sumit Agarwal did not get his facts right by saying there was no retirement age in America. The official retirement age in the US is 62 and full retirement age is 67. Its unemployment rate last year was 4 per cent compared with Singapore's 2.1 per cent.

Perhaps his arguments suit professionals in the academic, civil service, financial, legal and medical fields.

 Singaporeans are living longer but the years they spend in ill health are considerable. The average of eight years out of a total of 82 is very pertinent to retirement age.

To everything there is a season and a purpose. Retirement age is a rite of passage after working for over 40 years. 바카라

We need to spare a thought for workers in heavy industry, metal engineering fabrication, marine and shipyards, transport, building and construction sectors.

Researchers found that men whose jobs involve a lot of physical labour are almost 20 per cent more likely to die prematurely.

The net healthy life of average Singaporeans is about 74 after deducting ill-health years. Workers from physically demanding jobs retiring at 62 would be lucky to enjoy 12 years of a healthy, stress-free lifestyle with family and grandchildren.

Workers in less physically-demanding jobs also need to retire for renewal purposes although they have greater leeway to choose to continue competing with vigorous younger professionals. 카지노사이트주소

Singapore has been using structural dependence on foreign talent and immigration policy to mitigate the low birth rate and confront challenges to continue delivering economic development.

A mandatory retirement age is necessary for renewal to rejuvenate the workforce while encouraging many golden years for older workers. In large organisations, the process helps to remove deadwood to promote younger, enterprising people in the trade. 

Retirement age needed for renewal

dgma6e47 | 03 May, 2019 09:49

I do not agree that the retirement age has anything to do with demographic trends. The prosperity and progress of a country depend on the wisdom of the government (Civil service needs to lead mindset change about retirement age, by Seah Yam Meng, April 25). 바카라사이트

Professor Sumit Agarwal did not get his facts right by saying there was no retirement age in America. The official retirement age in the US is 62 and full retirement age is 67. Its unemployment rate last year was 4 per cent compared with Singapore's 2.1 per cent.

Perhaps his arguments suit professionals in the academic, civil service, financial, legal and medical fields.

 Singaporeans are living longer but the years they spend in ill health are considerable. The average of eight years out of a total of 82 is very pertinent to retirement age.

To everything there is a season and a purpose. Retirement age is a rite of passage after working for over 40 years. 카지노사이트

We need to spare a thought for workers in heavy industry, metal engineering fabrication, marine and shipyards, transport, building and construction sectors.

Researchers found that men whose jobs involve a lot of physical labour are almost 20 per cent more likely to die prematurely.

The net healthy life of average Singaporeans is about 74 after deducting ill-health years. Workers from physically demanding jobs retiring at 62 would be lucky to enjoy 12 years of a healthy, stress-free lifestyle with family and grandchildren.

Workers in less physically-demanding jobs also need to retire for renewal purposes although they have greater leeway to choose to continue competing with vigorous younger professionals. 바카라 

Singapore has been using structural dependence on foreign talent and immigration policy to mitigate the low birth rate and confront challenges to continue delivering economic development.

A mandatory retirement age is necessary for renewal to rejuvenate the workforce while encouraging many golden years for older workers. In large organisations, the process helps to remove deadwood to promote younger, enterprising people in the trade. 

Temasek and its unit have not had investments in Hyflux since 2006

dgma6e47 | 15 April, 2019 10:46

We refer to the article which mentioned Temasek's investment in Hyflux (Temasek invested, so couple did so too; March 31). 카지노사이트

Temasek's investment in Hyflux was part of an initiative during the early 2000s to invest in Singapore small and medium-sized enterprises (SMEs), to support their growth in promising sectors, such as water technology.

Upon completion of its investment objectives, Temasek exited its Hyflux investment.

 This was before 2006, as noted in the news article - well before the issuance of Hyflux preference shares in 2011 and their perpetual bonds in 2016.

Today, Temasek continues to invest in Singapore SMEs via an independently managed fund, Heliconia Capital Management.

Guided by its own board and management, Heliconia seeks to invest growth capital in Singapore-based SMEs. 바카라사이트

In addition to risk capital, Heliconia management also works with its investee companies on strategies and opportunities for regional or international growth.

Neither Temasek nor Heliconia has had any investments in Hyflux since 2006. 

Under what situations and conditions would the police launch an investigation?

dgma6e47 | 15 April, 2019 10:10

Mr Edmund Zhong's joke of wanting to throw an egg at Law and Home Affairs Minister K. Shanmugam was most disrespectful and clearly in poor taste (Remark about throwing egg at minister a joke, says 20-year-old, March 27). 바카라사이트주소

However, to most casual observers - and to Mr Shanmugam himself, who wrote in a Facebook post, "When I was told about it, I laughed it off - the somewhat exaggerated words of a young man" - the threat itself seemed rather innocuous and highly unlikely to materialise.

From Mr Shanmugam's statement, it also appears that he was not the one who reported the matter to the police.

So did the police act based on a complaint by a member of the public?

I think it is of public interest to know under what situations and conditions the police would launch an investigation.

For instance, were the police obliged to act given that Mr Shanmugam is a high-ranking public servant, or would they have acted similarly if the complaint concerned a member of the public? 카지노사이트

Could the police also disclose whether they actively monitor Facebook and, if so, could they detail whether they focus on Facebook discussion groups as well as the kind of comments that they could get Singaporeans in trouble with the law?

Does Facebook help the Home Ministry in actively monitoring such content that may be deemed offensive? If so, can it also disclose if it screens only discussion groups, or also personal posts or private e-mails to friends as well? 

Doctors may be losing confidence in SMC's self-regulatory process

dgma6e47 | 15 April, 2019 09:44

In more than 35 years as a doctor in Singapore, I have never felt more despondent as now and I am certainly not alone in losing confidence in how self-regulation is administered by the Singapore Medical Council (SMC). 바카라사이트

Three recent SMC cases have shocked doctors:

•A 2017 case when paediatrician Chia Foong Lian was suspended for three months for missing a difficult diagnosis;

 •A case this year when orthopaedic surgeon Lim Lian Arn was fined $100,000 for failing to tell his patient that a steroid injection could have side-effects such as discolouration of the skin; and

•A breach of confidentiality case this year, when psychiatrist Soo Shuenn Chiang was fined $50,000 for writing a memo to get a patient admitted to the Institute of Mental Health.

What followed were unprecedented petition drives by the hitherto conservative medical professionals, who signed three petitions consisting of 1,000, 6,400 and 8,400 signatures in the three cases respectively.

The doctors I know who signed the petitions are serious-minded people who do not put ink to paper lightly as their professional reputations are at stake. 온라인카지노

The Ministry of Health formed a work group last month to review the taking of informed consent and the SMC disciplinary process.

How do I want medicine to be practised in Singapore?

•In good faith, I will use all my skills and knowledge to help every patient. Many diagnoses may initially remain elusive, but this is not necessarily negligence.

•Many treatments and medications have known complications that are often unavoidable. I may not have the time to explain every one of these complications, nor do I feel that I have to.

•Patients are often treated as part of a family unit and I have always shared relevant knowledge with their loved ones for them to make collective decisions.

•Our courts have reiterated that the Bolam-Bolitho test is relevant in measuring a doctor's action during diagnosis and treatment. Briefly, this test says that if the doctor's action is supported by a responsible body of medical opinion and is logical, he is not guilty of negligence. 바카라사이트주소

•The modified Montgomery Test - where the doctor must give the patient material information to make informed decisions about tests for diagnosis and definitive treatment - is the reason for increased healthcare cost and defensive medicine, as excessive tests or treatments may be recommended and should be curtailed.

I wish to fulfil my dream of being a good doctor. Please help me. 

Give Farquhar the recognition he deserves

dgma6e47 | 10 April, 2019 12:33

As a child that grew up in the 80s, I was taught a version of history in which the founding of modern Singapore was largely the accomplishment of Sir Stamford Raffles, with William Farquhar merely a passing mention in the history textbook. 카지노사이트주소

Over time, it became clear to me that Raffles' role in Singapore had been overplayed at the expense of Farquhar. Dr Nadia Wright's article (Farquhar and Raffles: The untold story, March 24) confirmed my belief that Farquhar had contributed immensely to the early development of the city.

Yet not a street, building, bridge or even tiny garden can be found in Singapore that honours Farquhar's work, while peers that arguably contributed much less, including Raffles, have been recognised better by having places in the city named after them. 바카라사이트주소

We should take the opportunity presented by the bicentennial to give Farquhar the recognition that he deserves, lest he be forgotten for another century. Surely it is not too much to ask for a Farquhar Road or Farquhar MRT station? 

Local tour guides can play major role

dgma6e47 | 10 April, 2019 12:27

Local guides can play a major role in contributing to our fast-growing tourism sector (Wanted: Tour guides with niche expertise, March 23). 바카라사이트

Singapore is well-known as a shopping destination, but visitors may also be keen to learn about our heritage, customs and food.

Given our treasure trove of more than 700 years of history, a good understanding of our rich cultural heritage will stand tour guides in good stead, and should form part of the training programme that awards tour guides their licences.

 Tour guides should focus on activities that tap their experience and knowledge. For example, someone well versed in history would be a good choice to lead a heritage tour.

Guides must be trained to be culturally sensitive, especially when conducting visits to places of worship and memorials in Singapore, since tourists can come from different countries and have diverse backgrounds. A sense of empathy is also important. 카지노사이트 

Above all, local guides should prioritise good service and decorum, which will go a long way to making visitors' Singapore experience one to be remembered.

Their good work will be an important contribution to tourism in Singapore. 

Give those turning 70 an option to further defer CPF payouts

dgma6e47 | 10 April, 2019 07:00

The CPF Retirement Sum Scheme allows CPF members to voluntarily defer the start of their payouts up to a maximum of age 70. That is of concern to me. 바카라사이트

I have a friend who turned 70 last year and was allowed to defer her monthly payout only on appeal.

The Central Provident Fund Board should allow members turning 70 this year to continue to defer the start of monthly payouts if they choose to do so, until such time when they need the money.

It makes no financial sense to make it mandatory for such members to have to accept the monthly payouts, only for them to redeposit the money into a bank.

In a bank, the funds would be earning a much lower interest rate, compared with the CPF interest of 4 per cent to 6 per cent. 카지노사이트

Incidentally, I have appealed to the CPF Board to allow me to continue deferring my monthly payouts when I turn 70 in two months' time, but have not received a reply. 

It may be time to redefine meritocracy

dgma6e47 | 09 April, 2019 14:56

The concept of meritocracy has largely been based on students' achievements in developing their logical and linguistic intelligences (Education still a social leveller but it goes beyond grades: Ong Ye Kung, March 28). 카지노사이트

However, many educational researchers such as psychologist Howard Gardner have posited that there are multiple intelligences.

Case in point: moral intelligence can be more important than intelligence of the intellect.

Altruistic intelligence can be just as important as logical intelligence.

Creativity in resolving problems and innovation in developing solutions can be more important than just acquiring and reproducing content knowledge.

Helping students discover their unique set of gifts, talents and aspirations, and be able to leverage their strengths to contribute to their future workplaces and society can make for a better Singapore and brighter future.

If we become overly focused on academic results, and students pursue grades at all costs and without consideration for others, we may end up with social issues such as the not-in-my-backyard syndrome that we are witnessing in many corners of our communities. 바카라사이트

To improve social mobility and the Gini coefficient, we need to start with the young by inculcating in students the importance of helping one another and to work as a team to address other social injustice.

We need to broaden our perspective of meritocracy to ensure that it becomes a more compassionate, inclusive, and effective meritocracy. 

Official reply fails to address concerns

dgma6e47 | 09 April, 2019 14:24

Government agencies should fully address the specific concerns expressed by Forum letter writers. Merely rehashing public policy while conveniently overlooking a writer's specific concerns cannot constitute a good official "reply". 바카라사이트

The pool of contributors providing valid feedback on government policies and practices will shrink to no one's benefit if this is the current standard operating procedure for public servants.

The latest example of this practice is found in the National Environment Agency's reply (NEA acts on contractors violating noise regulations, and not only when there are complaints, March 28) to Mr Loong Chik Tong's letter (Understand link between noise and quality of life, March 18).

 Mr Loong's feedback was not about the construction work in non-HDB residential areas or hospitals or schools, on which NEA's reply was focused. Neither was it about NEA's $2 million fund for which only big construction companies may apply. 카지노사이트주소

His main concern was about the noise suffered by residents of HDB flats, namely the noise from the constant demolition and/or hacking work carried out as part of extensive renovation works when neighbouring HDB flats change hands.

Small renovation contractors are not expected to apply for NEA's $2 million fund.

Even bigger contractors engaged by the Housing Board or town councils to carry out the Home Improvement Programme, lift upgrading works, replacement of rising mains for water and electricity, and other maintenance works do not use noise-suppressing equipment either. 바카라

The quality of life for 80 per cent of the population living in HDB flats is at stake and the relevant authority should address this issue head on. 

CBD needs more than just injection of homes, hotels

dgma6e47 | 09 April, 2019 12:02

Perhaps if our urban planners had taken regular strolls along Shenton Way over the past decade, they might be more careful with making a correlation between the injection of homes and hotels in the precinct and an increased vibrancy of the area (More homes planned in city centre to inject vibrancy, March 28). 카지노사이트주소

By rough estimates, at least 3,000 to 4,000 residential units have been added to the Marina Bay-Shenton Way precinct alone since 2009. Out of these, about one-third to half appear unoccupied, even though most of the developments have sold out.

What was once a road filled with mostly deserted office blocks at night is now a relatively quiet stretch occupied primarily by mixed developments targeted at investors.

Has the flood of residential properties, some hotels and lifestyle establishments raised the buzz of Shenton Way come dusk? At most, it has moved the needle by a bit.

There are many reasons for this - including the fact that our planners, as well as many of our developers, lack an appreciation of what makes cities come alive in variegated hues at world-class levels. 바카라사이트

Our planners appear to be still steeped in infrastructure planning, while the majority of our property players are driven largely by profits, and a mass market "me-too" mindset that is best defined by the mediocre lifestyle clusters in their malls.

Shenton Way certainly has great potential to be Singapore's equivalent of New York's Park or Madison Avenues or Tokyo's Marunouchi or Otemachi, linking a revamped and revitalised Orchard Road and Marina Bay area with the Greater Southern Waterfront precinct in Tanjong Pagar.

And Singapore certainly deserves far more than another same old, same old workmanlike draft master plan, where every major road in our Central Business District is envisioned to be filled with "hip restaurants, bars and boutique gyms" - like the vibrant street life that has emerged in fringe CBD areas such as Boat Quay, Circular Road and Telok Ayer. 안전놀이터

Boat Quay and Circular Road? Seriously? Amid stiffer curbs on manpower in said sector? 

Queries on use of quartz for niche not answered

dgma6e47 | 09 April, 2019 11:49

The National Environment Agency's (NEA) reply (New lab test requirement in NEA tenders, March 22) to my letter (Still no word from contractor on quartz plaques, March 15) did not address my two key questions. 카지노사이트주소

First, why was there the need to substitute marble plaques with quartz on two-thirds of the niches contracted? Second, why was NEA not advised of the switch?

Recently, a wet market operator mistakenly used Hindi instead of Tamil in his fliers, and subsequently made a translation error.

Communications and Information Minister S. Iswaran said that according importance to translations of languages is a "mark of respect to the other communities that we live with" (Accurate translations a mark of respect: Iswaran, March 25).

He also said that the people behind the mistakes had apologised, adding: "We should graciously accept their apology and move on." 바카라사이트주소

Those of us provided the quartz plaques had to set aside time to attend to the plaque replacement, watch as the plaques enclosing the urns containing the ashes of our departed loved ones were smashed open, and arrange for the religious and cultural rites associated with the plaque replacement exercise to be conducted.

So where is the respect for those of us whose niches of departed loved ones - 8,600 in total - were affected by this? What would it take for NEA and the contractor to apologise for this? 

Patients advised to continue with blood pressure medicine

dgma6e47 | 09 April, 2019 11:42

We thank Mr Lim Choon Guan for his letter (What to do now that hypertension drug has been recalled?, March 30). 카지노사이트주소

On March 28, the Health Sciences Authority (HSA) recalled three brands of high blood pressure medicine, which includes Losartas, a medicine prescribed in SingHealth institutions.

HSA has advised affected patients not to stop treatment on their own as there is no immediate health risk associated with taking the affected medicine.

 Sudden stopping of the medicine can pose a greater and more immediate risk to patients' health.

HSA has also advised healthcare professionals to review the medicine and treatment plans of their patients.

In line with the Ministry of Health's advisory for patients, SingHealth encourages affected patients who have appointments within the next three months to proceed with their scheduled appointments, where their doctor will advise them on the most appropriate medication. 바카라사이트

We have reached out to affected patients whose appointments are on or after July 1 to arrange for an earlier consultation.

SingHealth has set up Losartas review clinics in our polyclinics, hospitals and national speciality centres to attend to affected patients since the recall of medicine. Doctors, nurses and pharmacists are also rostered to provide advice to our affected patients on suitable alternative medicine.

We have also extended our call centre's operating hours so that patients can reach us if they have further concerns. 

Love demands that we give second chances

dgma6e47 | 09 April, 2019 10:31

Dr William Wan was willing to be vulnerable when he openly wrote that personal testimony about how he and his daughter recovered from her drug addiction (Hope and life beyond drug addiction, April 1). 바카라사이트

In a shame-based culture, most people would rather hide than come out to admit failure in life's journey.

It is hard to forgive when people are bound by self-righteous guilt and shame, and acceptance in society is conditional.

Dr Wan reminds us that genuine love never gives up, no matter how painful.

Unfortunately, most people tend to confuse love with permissiveness. It is tough love that enables us to love someone who is seemingly unlovable and unlikeable because of his choices in life. 카지노사이트

As much as an addict must yield to a higher power and admit that life is out of control or find a life purpose beyond self-indulgence, people, especially parents and relatives, who truly care to see a life turn around must be willing to do the same.

Tough love demands that we give the second chances again and again without giving up hope by holding the addict accountable for the choices he makes.

Thank you, Dr Wan, for your candid testimony. 

Healthcare industry should work towards sustainable common good

dgma6e47 | 01 April, 2019 07:17

Prime Minister Lee Hsien Loong's comments on the need to think hard about what we must spend on, and which drugs and procedures are cost-effective struck a chord (Hard choices need to be made for sustainable healthcare: PM, March 24), with Singapore's healthcare receipts already exceeding $9 billion. 바카라사이트

The rise in healthcare spending is inevitable as Singapore's resident population ages.

The median age of Singapore residents increased to 40.8 years in 2018, and the proportion of residents aged 65 years and over increased to 13.7 per cent in 2018.

The healthcare industry has to make a concerted effort to ensure sustainable development, instead of having the overriding objective of profit maximisation.

Patients are not in a position to decide if a particular treatment is necessary, and rely on the doctor to advise them.

Initiatives that allow patients to compare medical and surgical fees charged by different hospitals only add to the confusion. 카지노사이트

Insurance companies play a very important role by scrutinising medical claims closely and challenging the hospitals on the cost of treatment and drugs. But when claims are rejected, this ends up hurting patients more than it helps to keep healthcare institutions diligent. 

Perhaps the Government could introduce a mechanism which would pay healthcare institutions only what the insurance companies assess to be a fair amount, to protect customers from being over-charged.

The Government should take the lead in ensuring affordable healthcare by scrutinising how services are delivered, and not just dish out subsidies.

Government hospitals and polyclinics are already harnessing technology to increase productivity and manage costs, which should be encouraged. 바카라 

With the Government and Singaporeans having to make hard choices as healthcare expenditure increases, it is time the healthcare industry aligned its interests with the common good so that all stakeholders can work towards the goal of sustainable healthcare. 

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